Glasses can be a pain and a lot of people are eager to find an alternative. LASIK eye surgery is one option that appeals to many people. Two of the most common questions that most people have about LASIK isjust how much will it cost and will insurance pay for all or part of it. As a long time glasses wearer myself, I had frequently considered the LASIK eye surgery costs before pursuing the procedure. So, I can certainly relate to the often asked questions about what LASIK costs.
LASIK surgery generally runs just over two thousand dollars for the basic treatment. This is per eye, which is the common method for quotation. Most doctors offer a set price now that includes all additional testing and related treatment. Make sure your LASIK quote includes both eyes and everything involved. This is where most people run into trouble, as they don’t account for the additional hidden expenses. This can be particularly common with the advertisements that often seem to good to be true. Naturally, many people struggle with the idea of coming up with a few thousand dollars per eye. Though, having LASIK may pay for itself after a few years because you will no longer have to purchase glasses and/or contacts.
Be cautious when you see an advertisement for low cost LASIK because these advertised prices do not always include all of the testing and service you will need – those costs will be added on later. Make sure you read the fine print of these offers. It is most common for today’s reputable doctors to offer a set price for both eyes and all related tests and treatments. There are cases where an individual needs a more extensive surgery and those prices can be as high as four thousand dollars per eye.
People also often wonder if LASIK is covered in part or completely by medical or vision insurance? The answer to this lies with your insurance provider, but in most cases LASIK surgery is not covered by insurance. Most insurance companies consider LASIK to be a cosmetic and unnecessary procedure, for that reason they do not cover it. This line of thinking really doesn’t make much sense as future costs to insurers will outweigh the higher short term LASIK eye surgery costs, but that’s the way our health care system is currently run.
You do not necessarily have to pay for LASIK upfront though; financing options are available. Good credit is required to qualify for financing for your surgery. Keep in mind that new loans can affect your credit rating; be sure that financing is right for you before going ahead with it. Like anything else when it comes to financing you should not be purchasing anything you cannot afford, even if it means fixing your eyes.
Choosing the best doctor to do your surgery is also very important. Some doctors may offer lower prices, but they may not have the best reputations. A doctor that had slightly higher prices and a better reputation may be worth the extra cost. Saving a few dollars is not worth risking your vision. Find the best doctor for you is important since LASIK surgery is not without its risks.
LASIK is very tempting for people who just cannot wait to get rid of the glasses they have been forced to wear for so many years. There is more to consider than just the LASIK eye surgery costs. It is an exciting idea to have the opportunity to see normal like everyone else. Just be careful not to rush into LASIK without getting all of the facts first and weighing all your options.